Susan J. Templeton
With more than 20 years of experience in the investment management industry, working with institutions and high net worth clients, independent Wealth Advisor, Susan J. Templeton helps clients achieve their life goals by maximizing their financial security.
"I enjoy helping people achieve their objectives as it relates to your investment goals and risk tolerance."
As president of Templeton Associates and while working for QIS Advisors, as an institutional advisor, Susan helped to develop, market and strategize products. As Senior Vice President of two mutual fund companies, The Newton Funds and The William Blair Funds, she oversaw strategic planning, product development, operations, distribution and marketing. Unlike many wealth advisors, Susan has worked for financial services companies that develop products that many people invest in for retirement.
As a wealth advisor, Susan relies on this diverse expertise when evaluating investment opportunities for clients. As a wealth advisor, Susan focuses on strategic asset class selection instead of individual stock selection. This is because independent research supports that 90% of a portfolio's returns come from proper asset allocation, which can be achieved through low cost exchange traded funds. She balances risk and return, by drawing on her experiences with foundations, endowments and corporate pension funds. In addition, Susan has worked through seven recessions, so she seeks to manage risk for downturns while maximizing clients' return on investment for the future.
Susan is a trustee for the Advocate Charitable Foundation where she chair’s the Planned Giving Committee and is a member of the Investment Committee. Susan serves on the investment committee for the Visiting Nurse Association (Chicago) and is a former trustee of the Village of Oak Brook Police Pension Plan. Susan is a regular speaker to a variety of organizations and business conferences. She recently has spoken to the University Of Chicago Booth School Of Business, DePaul’s Center for Financial Services Wealth Management Conference, Investment News Magazine Investment Conference, Chicago Think Tank, Chicago CEO Roundtable, Hinsdale Executives Club, Nequa Valley High School district and the Good Samaritan Hospital Woman’s Physicians Association.Read Susan’s articles
Phil Kosmala - Taiber Kosmala, LLC
Phil is a member of the Stafford Wells Investment Committee. A Co-Founder of Taiber Kosmala & Associates, LLC, he has been in the investment consulting industry for over 15 years. Prior to establishing the firm, he worked at Lowery Asset Consulting, acting in several leadership, research, and consulting capacities including positions of Executive Vice President, Director of Manager Research, Chief Compliance Officer, and Chairman of the firm’s investment committee. Mr. Kosmala and his team had the responsibility of advising a national client base of endowments, foundations, plan sponsors, and affluent families. Additionally, Mr. Kosmala headed the firm’s manager research efforts and chaired the firm’s investment committee charged with capital markets research, tactical asset allocation, and manager research & diligence.
Prior to that, Mr. Kosmala held senior research and investment consulting roles at DiMeo Schneider & Associates, LLC. Here Phil was acting Chairman of the Investment Committee and Manager Research Director. In the early 1990’s Mr. Kosmala spent four years with Securities and Exchange Commission (SEC) as an auditor of money management firms and registered investment advisors, which made for a natural extension into future manager research & diligence and chief compliance officer roles.
Phil has been quoted in various national media publications and has made several appearances at various industry conferences throughout his career. He holds a bachelor’s degree in finance from DePaul University, has been awarded the CFA designation, and is a member of the CFA Institute & CFA Society of Chicago.
Joe Taiber - Taiber Kosmala, LLC
Mr. Taiber, Co-Founder of Taiber Kosmala & Associates, LLC has been in the investment consulting industry for over 15 years. Mr. Taiber’s consulting and research experience covers all aspects of investment consulting services including asset allocation studies, liability and spending policy modeling, risk budgeting analysis, manager evaluation, portfolio structure reviews, custodial searches, capital markets research, and performance monitoring.
Prior to establishing the firm he held senior level consulting and research positions at several national consulting firms including Lowery Asset Consulting, DiMeo Schneider & Associates, and Pearson Financial. At Lowery, Mr. Taiber was the Director of Alternative Investment Research, was a senior member of the firm’s investment committee, and maintained a national clientele of corporate and public defined benefit and defined contribution plans, endowments, foundations, and affluent families. Prior to that, Mr. Taiber held senior research and investment consulting roles at DiMeo Schneider & Associates as a Senior Investment Consultant and investment committee member at the firm. Previously, Mr. Taiber worked as a research analyst at Pearson Financial Group focusing on manager analysis, performance attribution, and portfolio construction.
Joe has been quoted in various national media publications, featured on television, and has appeared at various industry conferences throughout his career. He holds a bachelor’s degree in finance from the University of Iowa, has been awarded the CFA designation, and is a member of the CFA Institute and the CFA Society of Chicago.
Jonathan Sereda, AAMSWealth Advisor & Director of Client Service
“Building specialized strategies for complex wealth situations has continued to drive my passion for locating and providing unique solutions to each issue.”
An experienced investment advisor, Jon offers a history of working hand in hand with clients to build and understand their portfolios to reach their specific financial goals. Jon has built a reputation for exceptional customer service and a deep understanding of his clients’ needs.
During his time with Ameriprise Financial, Jon provided clients with financial advice as part of the planning process and asset management. Jon set up, implemented and managed 401(k) profit-sharing plans for small-to-mid-sized companies. He served as the insurance specialist with his former team, developing and implementing in-depth solutions involving transfers of wealth and tax-advantaged investment growth.
Jon earned his B.B.A. in economics from the Henry B. Tippie College of Business at the University of Iowa. Jon earned his Accredited Asset Management Specialist® certification from the College for Financial Planning.