Susan J. Templeton
With more than 20 years experience in the investment management industry working with institutions and high net worth clients, independent Wealth Advisor Susan J. Templeton helps clients achieve their life goals by maximizing their financial security.
"I enjoy helping people achieve their objectives. It relates to your investment goals and risk tolerance."
As president of Templeton Associates and while working for QIS Advisors, an institutional advisor, Susan helped to develop, market and strategize products. And, as Senior Vice President of two mutual fund companies, The Newton Funds and The William Blair Funds, she oversaw strategic planning, product development, operations, distribution and marketing. Unlike many wealth advisors, Susan has worked for the financial services companies that develop products that many people invest in for retirement. As a wealth advisor, Susan relies on this expertise when evaluating investment opportunities for clients.
This expertise makes Susan a uniquely-qualified wealth advisor to evaluate investment opportunities for clients.
As a wealth advisor, Susan focuses on strategic asset class selection instead of individual stock selection. This is because independent research supports that 90% of a portfolio's returns come from proper asset allocation (which can be achieved through low cost exchange traded funds). She balances risk and return, drawing on her experience in working with foundations, endowments and corporate pension funds. In addition, Susan has worked through seven recessions, so she seeks to manage risk for downturns while maximizing clients' return on investment.Read Susan’s articles
Phil Kosmala, CFA
Phil is a member of the Insight Investment Committee. A Co-Founder of Taiber Kosmala & Associates, LLC, he has been in the investment consulting industry for over 15 years. Prior to establishing the firm, he worked at Lowery Asset Consulting, acting in several leadership, research, and consulting capacities including positions of Executive Vice President, Director of Manager Research, Chief Compliance Officer, and Chairman of the firm’s investment committee. Mr. Kosmala and his team had the responsibility of advising a national client base of endowments, foundations, plan sponsors, and affluent families. Additionally, Mr. Kosmala headed the firm’s manager research efforts and chaired the firm’s investment committee charged with capital markets research, tactical asset allocation, and manager research & diligence.
Prior to that, Mr. Kosmala held senior research and investment consulting roles at DiMeo Schneider & Associates, LLC. Here Phil was acting Chairman of the Investment Committee and Manager Research Director. In the early 1990’s Mr. Kosmala spent four years with Securities and Exchange Commission (SEC) as an auditor of money management firms and registered investment advisors, which made for a natural extension into future manager research & diligence and chief compliance officer roles.
Phil has been quoted in various national media publications and has made several appearances at various industry conferences throughout his career. He holds a bachelor’s degree in finance from DePaul University, has been awarded the CFA designation, and is a member of the CFA Institute & CFA Society of Chicago.
Joseph D. Taiber, CFA
Mr. Taiber, Co-Founder of Taiber Kosmala & Associates, LLC has been in the investment consulting industry for over 15 years. Mr. Taiber’s consulting and research experience covers all aspects of investment consulting services including asset allocation studies, liability and spending policy modeling, risk budgeting analysis, manager evaluation, portfolio structure reviews, custodial searches, capital markets research, and performance monitoring.
Prior to establishing the firm he held senior level consulting and research positions at several national consulting firms including Lowery Asset Consulting, DiMeo Schneider & Associates, and Pearson Financial. At Lowery, Mr. Taiber was the Director of Alternative Investment Research, was a senior member of the firm’s investment committee, and maintained a national clientele of corporate and public defined benefit and defined contribution plans, endowments, foundations, and affluent families. Prior to that, Mr. Taiber held senior research and investment consulting roles at DiMeo Schneider & Associates as a Senior Investment Consultant and investment committee member at the firm. Previously, Mr. Taiber worked as a research analyst at Pearson Financial Group focusing on manager analysis, performance attribution, and portfolio construction.
Joe has been quoted in various national media publications, featured on television, and has appeared at various industry conferences throughout his career. He holds a bachelor’s degree in finance from the University of Iowa, has been awarded the CFA designation, and is a member of the CFA Institute and the CFA Society of Chicago.
Jonathan Sereda, AAMS
Jon Sereda is a seasoned investment advisor with a proven track record of working hand in hand with clients to help them build and understand their portfolios in order to reach their goals. Jon focuses on strategic asset class selection as opposed to individual stock selection. This is because independent research supports that 90% of a portfolio’s returns come from proper asset allocation and diversification. Jon’s career has shown a track record of exceptional customer service and of him gaining a deep understanding of his clients’ needs.
During his time with Ameriprise Financial, Jon worked with clients to provide in-depth asset management and regular risk tolerance reviews facilitated by the development of portfolios and various projections.
Jon received his Bachelors of Business Administration in Economics from the Henry B. Tippie College of Business at the University of Iowa. He obtained his certification as an Accredited Asset Management Specialist® from the College for Financial Planning. Jon is licensed to provide advice on investments with his FINRA Series 7 and 66 licenses and is also licensed in the State of Illinois with Life, Health, and Long-Term Care insurance.