Susan J. Templeton, Financial Planner - Founder and President
"It's about helping individuals and families reach their goals through planning and risk management."

With more than 25 years of experience in the investment management industry, working with corporate pension plans, foundations, endowments and families, Susan Templeton helps clients achieve their life goals by maximizing their financial security.

As President of Templeton Associates and while working for QIS Advisors, Susan helped to develop new investment strategies to meet investors' needs. As Senior Vice President of two mutual fund companies, the Newton Funds and the William Blair Funds, she oversaw strategic planning, product development, operations, distribution and marketing. Unlike many other wealth advisors, Susan has worked for financial services companies that develop and manage investments that many people invest in for retirement.(Read More)

As a financial planner, Susan relies on this diverse expertise when evaluating investment opportunities for clients. As a wealth advisor, Susan focuses on strategic asset class selection instead of individual stock selection. This is because independent research supports that 90% of a portfolio's returns come from proper asset allocation, which can be achieved through low cost exchange traded funds. She balances risk and return, by drawing on her experiences with foundations, endowments and corporate pension funds. In addition, Susan has worked through seven recessions, so she seeks to manage risk for downturns while maximizing clients' return on investment for the future.

Susan serves on the board of directors for the Claridges Trust Co where she is on the audit and investment committee. She is a board member of the Leader Council for Mercy Home for Boys & Girls and a member of the Investment Committee and Planned Giving Committee for the Advocate Charitable Foundation.

Phil Kosmala, CFA - Taiber Kosmala & Associates, LLC
"Our mission is to provide the framework, expertise, and guidance to assist clients in fulfilling their responsibilities as stewards of investment capital and generate exceptional results"

Stafford Wells has partnered with Taiber Kosmala and Phil Kosmala is a member of the Stafford Wells Investment Committee. A co-founder of Taiber Kosmala & Associates, LLC, he has been in the investment consulting industry for over 15 years.

Prior to establishing the firm, Phil worked at Lowery Asset Consulting, acting in several leadership, research, and consulting capacities including positions of executive vice president, director of manager research, chief compliance officer, and chairman of the firm's investment committee. Phil and his team had the responsibility of advising a national client base of endowments, foundations, plan sponsors, and affluent families.(Read More)

He has managed the firm's research efforts and led their investment committee charged with capital markets research, tactical asset allocation, manager research and diligence. And in the early 1990s, Phil spent four years with the U.S. Securities and Exchange Commission (SEC) as an auditor of money management firms and registered investment advisors.

He holds a bachelor's degree in finance from DePaul University, earned the CFA designation and is a member of the CFA Institute and CFA Society of Chicago.

Joe Taiber, CFA - Taiber Kosmala & Associates, LLC
"Our expertise in portfolio construction, manager research, risk management, and portfolio oversight is a tremendous resource for clients"

Joe Taiber, co-founder of Taiber Kosmala & Associates, LLC, has been in the investment consulting industry for over 15 years. Joe's consulting and research experience covers all aspects of investment consulting services including asset allocation studies, liability and spending policy modeling, risk budgeting analysis, manager evaluation, portfolio structure reviews, custodial searches, capital markets research, and performance monitoring.

Prior to establishing the firm he held senior level consulting and research positions at several national consulting firms including Lowery Asset Consulting, DiMeo Schneider & Associates, and Pearson Financial.(Read More)

At Lowery, Mr. Taiber was the Director of Alternative Investment Research, was a senior member of the firm's investment committee, and maintained a national clientele of corporate and public defined benefit and defined contribution plans, endowments, foundations, and affluent families. Prior to that, Mr. Taiber held senior research and investment consulting roles at DiMeo Schneider & Associates as a Senior Investment Consultant and investment committee member at the firm. Previously, Mr. Taiber worked as a research analyst at Pearson Financial Group focusing on manager analysis, performance attribution, and portfolio construction.

Joe earned a bachelor's degree in finance from the University of Iowa, has been awarded the CFA designation and holds membership in the CFA Institute and the CFA Society of Chicago.

Cindy Klima - Marketing and Communications
"Communication is key to success. Clearly identifying our clients needs and expectations assists us in providing a service that meets their short and long term goals"

Cindy Klima, as president of CWK Management Services, has a passion for understanding a business and its need to meet current and future goals. Her consulting style is pragmatic, combining an interest in the business' culture with the confidence to challenge assumptions and strategies. She earned a bachelor's degree in marketing and communications from Valparaiso University and offers more than 25 years of diverse senior management and business experience in both the nonprofit and for profit service sectors.

Cindy's select areas of expertise include marketing, strategic planning, business development, organizational management and tenacious relationship building.(Read More)

In her practice, Cindy likes to work with businesses and organizations to incorporate innovation with global thinking to create marketing and communication solutions that challenge the business to think beyond current experience and press for new strategies to meet ever changing business needs.

Having cut her teeth in the non-profit and municipal world, where organizations live and die by the quality of their constituent experience, Cindy understands the importance of maintaining a strong focus through developing and engaging all levels of members, clients, customers and constituents of the organization or business. She believes that with a team approach it is possible to create an open, collaborative and innovative environment that encourages the development of distinctive solutions that surpass expectations.

We Are Involved

When we are not working for our clients we are investing our time and talent in our communities. Our commitment to volunteer our financial expertise as well as our personal talents to the community helps us better understand the needs of our clients.

Advocate Charitable Foundation
Planned Giving Committee and Investment Committee Member
Visiting Nurse Association
Investment Committee
Mercy Home for Boys & Girls
Board Member - Leader Council