About our portfolio audits
The portfolio audit is designed to provide you with a thorough objective overview of your portfolio as it relates to your investment goals and risk tolerance. This analysis addresses diversification of your portfolio, performance, fees, risks and potential advisor conflicts of interest.
The audit is designed to evaluate the following:
Investment Objectives
- Determination if current portfolio is in line with future expectations and needs of client
- Determination of the risk or standard deviation of the portfolio relative one's objective or risk tolerance
- Evaluation of bond holdings as to their risks and whether they are appropriately diversified
Asset Allocation
- Evaluation of portfolio for asset class diversification
Corporate Governance
- Outline of potential and existing conflicts of interest that the advisor/broker have relative to performing their jobs on behalf of the client
- Review advisors' legal filings and compliance issues throughout the last 24 months
Tax Implications
- Evaluation of portfolio for asset class diversification
Portfolio Performance
- Performance of the portfolio net of fees, relative to appropriate comparisons for the clients investment objectives.
- Performance of underlying investments in the portfolio such as funds and individual holdings
- Analysis of their performance relative to a benchmark or other comparable investment options
Underlying Investments
- Evaluation of the underlying investment firms for compliance with regulators, portfolio manager departures and fundamental changes in the organizations. Flag portfolio investments where there is little transparency and associated risks.